No Deposit Mortgages

There are various schemes available to help people get a foot on the property ladder without requiring a large deposit, such as “no deposit” mortgages.

No deposit mortgages contain loan-to-value ratios of 100% or more. No deposit is required because the property will be purchased in full using the loan funds.

No deposit mortgages are usually only available to applicants who have a clean credit history and a steady income.

The terms, conditions, and availability of no deposit mortgages changes over time and vary between products and lenders.

Professional advice should be sought from a qualified mortgage broker or IFA in order to help you select the right no deposit mortgage product based on your individual circumstances.

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About your mortgage

Are you looking to:	How much would you like to borrow?
Buy a property Remortgage a property Buy a property to let

	How long do you need the mortgage for?

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Step 2 of 3

About your mortgage

Estimated property value?

Are you a first-time buyer?
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Do you need to self-certify your income?
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Have you:

	Had a CCJ or Default registered against you?
	Missed one or more secured loan or mortgage payments in the last 12 months?
	Been declared bankrupt or had an IVA?

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Step 2 of 3

About your mortgage

Estimated property value?		How much would you like to borrow?

Proceed to step 3.

Step 3 of 3

Your details

First name:	Last name:

Phone number:	Alternate phone number:

E-mail address:	Date of birth:


First line of current address:	Current postcode:

Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail.

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Mortgage Types

There are various schemes available to help people get a foot on the property ladder without requiring a large deposit, such as “no deposit” mortgages.

No deposit mortgages contain loan-to-value ratios of 100% or more. No deposit is required because the property will be purchased in full using the loan funds.

Contact a mortgage advisor in three easy steps...

...and speak to an independent mortgage broker today.