Home Equity Loans
UK Mortgage Brokers

Do you need a Home Equity Loan?

If you have equity in your home that you would like to borrow against for any purpose and you don’t wish to refinance your existing mortgage – a home equity loan may help.

What are Home Equity Loans?

Home equity loans are secured loans that are secured against the equity in your home. Home equity loans are particularly useful if you either cannot remortgage, or does not wish to remortgage, in order to release the equity in your home.

What can Home Equity Loans be used for?

You can use the funds released through a home equity loan for any purpose including:

  • Consolidating debts
  • Home improvements
  • Buying a car
  • Paying for school fees

Do I qualify for a Home Equity Loan?

Home equity loans are assessed on a case by case basis. Lenders will assess your application based on factors such as your credit rating, employment status, and other personal financial circumstances.

At a minimum, you will need to be a home owner and have some equity in your home.

 

Contact a loan advisor in three easy steps...



Submitting Details...
Step 1 of 3About your loan
 
 
 
 
 
 

Step 2 of 3About your loan

Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.

Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Step 2 of 3About your loan

Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:
  • Whether a loan is your best option
  • Consolidating your debts
  • Reducing the amount you owe
  • How to freeze your interest payments
  • Protecting you from creditors

Step 3 of 3Your details
 
 
 
 
 

 
 

Finished


Thank you for your enquiry.

Your adviser will be in touch with you shortly.


 

...and speak to an independent mortgage broker today.


While we have access to thousands of UK mortgage brokers your details will be passed to the most appropriate advisor to assist with your requirements. You will therefore only be contacted by one UK mortgage advisor.

Please only complete the form if you are a UK resident and require a UK mortgage or loan.

Your home may be repossessed if you do not keep up repayments on your mortgage.